Starting a SIP is Great! But leaving it unchanged for years is a mistake.
Why? Inflation eats into your future value. (₹5,000 today = ₹2,500 a decade later)
That’s why SIP Top ups matter!
It’s increasing your SIP amount over time. For example:
Start with ₹5,000/month and increase it by 10% yearly:
–Year 1: ₹5,000
–Year 2: ₹5,500
–Year 3: ₹6,050
In 20 years @12%:
–Without top-ups = ₹50 lakhs
–With 10% yearly top-ups = ₹1.5 crores!
That’s a HUGE difference!
Even if you can’t top up every year— Add ₹1,000 every 2-3 years or Use bonuses or salary hikes to increase your SIP.
Small steps today = Big wealth tomorrow!
Do you increase your SIP investments yearly?
❤ Yes I do
🙏 No
😂 Pehle SIP toh start karu